To increase sales on your website, you must accept credit cards. To process credit cards, you could apply for a merchant account through your bank or other financial institution.

Sometimes, though, you would be further ahead to use the services of a credit card processor. This is especially true when you are first starting out and have more limited resources. In this way, you may process credit card transactions without the high front-end costs and requirements of a merchant account.

Here, then, are just a few ways of accepting credit cards without a merchant account. I personally use all of these vendors and can recommend them wholeheartedly.

1. Clickbank

If your product is downloadable (such as electronic books or software), you might consider ClickBank.com . For a $49.95 initial fee, you can process credit cards and on-line cheques for $1.00 per transaction plus 7.5% of sales.

You receive additional exposure through... [more]

There you are many pubic Autosurf Investment opportunities available today. One simple search for "Autosurf- returns about 1 million results on Yahoo. Anyone could get started in these types of internet investments.

The question is -- "Would you want to?-

With the ease at which budding HYIP "starters- can obtain scripts used by popular programs such as 12DailyPro, do you really want to invest your hard-earned cash with these people?

While reading various Autosurf related forums, it became obvious that these programs were nothing more than elaborate pyramid schemes put together with "ready-to-go- scripts. To avoid any legal issues, they claim to "pay you for viewing ads- and that the "investment- you make is, in fact, not an investment but a "membership fee-. Administrators of these programs claim that they are able to sustain paying high returns (usually over 30% per month) because of money coming in from people wanting to purchase untargeted tr... [more]

How many people realize how much of their privacy is not really private? How many people are unaware that they are being watched closely? Well there is no concrete number but it is certainly many many more than you would think. There are more spies around you than you think doing investigations on you right and left that you are completely oblivious to. The thing is that they come in the form of everyday things that people just accept as a nuisance.

So what are the things that people use to do investigations into your personal life? Well lets start with your monthly bills for examples. First your phone bill. You didn't maybe think about it but people have access to the people you call, the amount of time you spend talking to certain people or places of business and where you make the calls from. In fact with the advent of cellular phones that receive and send out digital signals to satellites you can be placed in a certain place at a certain time with the information that ... [more]